3 Things to Look for When Buying Insurance for a Dairy Farm

Living on a farm means that you have a wide range of tools, buildings, and equipment that isn’t typically found on the average property. If you own a dairy farm, your animals are your most likely a large portion of your household income, so they are just as essential as the farming equipment. If you are new to dairy farming and not familiar with the type of insurance you’ll need, the following will provide you with information about what to look for when you are buying insurance for your dairy farm.

Animal Collision

In the unfortunate situation where you’re herd is injured, your household finances will inevitably be injured as well. When it comes to coverage for your dairy livestock animal collision is an option that you can include with your livestock insurance. Coverage can vary, for example, you may want to consider injuries from unlikely sources, such as attacks by wild animals or damage from fire or lightning. Be sure to talk with an insurance provider for recommendations that best suit your needs.

Building and Equipment Coverage

The equipment and building coverage that you may need for a small dairy farm isn’t going to be the same as it would be for a large, corporate operation, but it is still essential. Your agent at the Hanneken Insurance Agency Inc. will have a better understanding of the trends and risk of farming that are specific to the Little Falls MN area. It is important to insure all of your property including buildings, equipment, and dwellings.

Milk Coverage

Operating a dairy farm means you heavily rely on the milk. Maintaining the right amount of coverage for the milk will help to protect your farm from almost anything unexpected. For example, contaminated milk can have a significant impact on financial losses. With the appropriate coverage, if any contaminant is introduced into the processing, milk coverage will protect your dairy farm from the unforeseen costs.

It is important to note that home insurance is completely different than farm insurance, even if you live on the farm. Typical home insurance generally will not protect you against the additional risks that come with owning a farm. So, it is essential that you talk with your insurance provider to help determine if you have sufficient coverage for your home as well as your dairy farm.

Residents of Little Falls, MN interested in learning more information about farm insurance should contact Hanneken Insurance Agency Inc.

10 essential safety tips for snowmobilers

If you snowmobile, that dusting of fresh powder outside may be calling your name — but it’s important to keep safety in mind to avoid any mishaps and make sure you return to the cabin in one piece. Take note of these safety tips and watch the video below to learn your hand signals before you hit the trails.

1. Dress for success. Dress in layers, with well-insulated, wind- and water-proof gear on top and moisture-wicking materials underneath. If you snowmobile often, you may want to purchase a snowmobile suit instead of wearing a regular snow suit. You should also have a well-fitting helmet, gloves, boots, and eye protection (like a visor or goggles). Avoid wearing naturally absorbent fibres like cotton when you snowmobile, as they can make you colder if they get wet. Remember, you can take layers off if you get too warm on the trails, but you won’t necessarily be able to put more on if you get cold — so start with more.
 
2. Keep an eye on the weather forecast. If a freezing rain storm or a blizzard with whiteout conditions is brewing, you’ll be better off cozying up inside and saving your ride for another day.
3. Learn your local laws. If you’re new to snowmobiling or just need a refresher on the rules, take some time to look into your local and provincial laws before hitting the trails. While you may think some laws exist to ruin your fun, they actually exist to keep you out of harm’s way — and they just might save your life.
 
4. Stay sober. Operating a snowmobile after consuming alcohol or cannabis products is dangerous and has the same consequences as driving or boating under the influence. If you’re convicted, you could lose your driving privileges for all types of vehicles.
 
5. Plan your route. Before you head off on your way, plan your route and share it with a family member or friend who can call for help if you don’t return as planned. You could also consider turning on your mobile phone’s location sharing settings and allowing your friend or family member to access your location details throughout the day.
 
6. Try to stick to official trails. Find out if there are designated snowmobiling routes in your area, and stay on those if you can. Designated trails should be well-groomed and ideal for a smooth ride.
 
7. Tame your need for speed. Just like with any vehicle, picking up too much speed on your snowmobile can lead to trouble. If you stick to the speed limit — or even slower in poor riding conditions — you’ll have better traction and more control. Speed limits for snowmobiling vary depending on where you are, so be sure you find out what the limits are in your location before you head out for the day.
 
8. Steer clear of frozen water. If you ride your snowmobile over a frozen lake, you risk falling through the ice or losing traction. If you absolutely have to ride on ice, you need to know that it’s thick enough to hold the weight of your snowmobile — and if you’re unsure, you should take another route instead. You should also avoid frozen rivers where there may be strong currents flowing beneath the ice. The Canadian Council of Snowmobile Organizations has some more tips for riding on ice

How to make sure you never miss an insurance payment

Insurance is supposed to give you peace of mind, knowing that you’ll be protected when you need it most — the last thing you want to worry about is that protection not being there when you need it because of something as simple as a missed payment. We have some tips to help make sure you never experience a policy cancellation or lapse in coverage because of a missed payment.

1. Set up automatic payments. Depending on your insurer, you’ll likely have a few different options for payment methods and the frequency of your payments. The easiest way to make sure you never miss a bill payment is to set up automatic withdrawals from your credit card or bank account. If you decide you’re ready to set up automatic payments, make sure you give your insurer plenty of notice before your next bill is due. Bonus tip: If you get a new credit card or yours expires, remember to update your payment information so you don’t face a penalty for missing a payment.
 
2. Set reminders for payment due dates on your phone. If you aren’t able to set up automatic payments, consider setting up reminders for a couple of weeks before each payment due date so you never miss one. If you miss a payment, you risk having your policy cancelled.
 
3. Review your renewal documents for administrative changes. While it’s important to review your coverage at renewal time to make sure it’s up to date, you should also review your renewal documents for changes that could affect your payment methods or schedule. For example, your insurer may request that you begin using your policy number instead of your account number for your automatic withdrawals. Missing an update like this could result in inconvenient errors that have to be fixed after the fact.
4. Allow lots of time to make changes. If you need to make a change to your coverage, payment method, or banking information, make sure you give your insurance broker plenty of notice. Some changes (like updated banking information, for example) take 20 business days or more to come into effect, so you don’t want to wait until the last minute and find that your update wasn’t made in time.

Want to set up automatic payments or make another change to your payment profile? As always, your licensed insurance broker can help — so give them a call today!

MARS Sukoharjo Cah Perantau

Sukoharjo Cah Perantau adalah organisasi yang beranggotakan warga perantauan dari Kabupaten Sukoharjo Provinsi Jawa Tengah yang tersebar di seluruh Indonesia bahkan hingga ke luar negeri.

tujuan utama dibentuknya organisasi atau forum ini adalah untuk meningkatkan tali silaturahmi warga perantauan di seluruh Indonesia.

Seperti halnya organisasi yang lain SCP juga mempunyai MARS kebanggaan kami, adapun liriknya sebagai berikut :

         “MARS SCP”

Kami ini anak perantauan

Menjaga nama baik dan kesopanan

Kami beda, kami sama

Beda kota, sama sukoharjo

Mari kita junjung tinggi

Menjalin silaturahmi

Kita semua saudara

Kita juga anak bangsa

Satu nama punya kita

SCP itulah namanya

Sukoharjo Cah Perantau, itulah artinya

Patung jamu dan pak tani

Itulah flamboyan kota kami

Sukoharjo…… makmur!!!

Sukoharjo…… makmur!!!

Itulah kota kami

Sukoharjo…… makmur!!!

Sukoharjo…… makmur!!!

Itulah semboyan kami

ke 3...:

sukoharjo cah perantau ..itulah artinya ...

diganti sukoharjo cah perantau itulah paguyubannya..

Sumber : https://www.facebook.com/cristpasoepatie.zamboengmacan?fref=ufi

Lihat video lagunya di sini https://www.youtube.com/watch?v=KNEemjjprbg 

PENGURUS PUSAT PERIODE 2015-2017

KEKUASAAN TERTINGGI MUSYARAWARAH ANGGOTA (terwakilkan di pengurus di RRPP - Ruang Rapat Pengurus Pusat)
 
Dewan penasehat ;
1. Pakde Nenet Scp
2. Seno Indrajit Scp
3. Rini Astuti
4. Yanti Hermawan Setyadi Scp
5. Ario Lanange Jagat
6. Danang Susanto

Ketum
Jaka Umbara

Sekjen
Lare Angon

Sekretaris
Wawan Miranda (wawan-tangerang)

KORDINATOR Bendhahara Nureva Annisa
Bendahara -1.Cokyzz Nya Kassih(bendahara iuran & pemasukkan scp)
Bendahara- 2.Kothis Kang Aris Pecintadzikirdansholawat(bendahara sosial)

Kabag-kabag
- Legal & koordinator korwil -Raden MaZsiwi Sastrodiharjosby &Kelly Satria Kelly Bontot JKT
- Pengembangan & sdm Dion Sumardi cirebon Wijich-makasar @muji x frl ;semarang
- Lintas organisasi s,a. Murtini sri Astuti&Esty Chayaningtyastangerang
- Logistik(Ananda Yasmin&Mursit Alazka)
- IT & humas Ari Purnawan smg & Cristpasoepatie Abdiedalem Zamboengmacan BDG
E.o Iyan(jhon Miftahul Heaven Firdaus-JKT)

PEMBUKAAN

Berkat Rahmat Tuhan Yang Maha Esa, serta didorong cita-cita luhur dan kebersamaan yang tinggi untuk mewujudkan masyarakat yang sejahtera, damai dan bermanfaat, jiwa toleransi gotong royong, serta tolong menolong antar sesama.

Berawal dari dunia maya melalui jejaring sosial media Facebook, terbesit dalam pikiran untuk mempersatukan dalam dunia nyata.

Melalui semangat ingin adanya kebersamaan solidaritas, komunikasi yang sehati dan sejiwa dalam suka dan duka untuk membentuk suatu komunitas (wadah) bagi perantau Sukoharjo atau yang lahir dan pernah besar di Sukoharjo atau punya ikatan batin dengan Sukoharjo.

Demi mempererat silaturahmi serta kepedulian yang tinggi masyarakat perantau Sukoharjo yang berada di wilayah Bandung dan sekitarnya, terpanggil  untuk membentuk suatu paguyuban yang bernama Sukoharjo Cah Perantau Bandung, yang kemudian disingkat SCP Bandung.